Insurance

The Alberta Soccer Association provides Insurance coverage for all registered members including Players, Coaches, Staff, Volunteers, Board members and Officials.

Initial Insurance coverage should be directed to the ASA Office at 780-474-2200.

2011 ASA Insurance Certificate

ASA Insurance Coverage Summary

Alberta Soccer covers its Members with Commercial General Liability, Sport Accident and Excess Travel (out-of-country is now a mandatory purchase) Insurance protection.

The ASA Insurance policies apply specifically to registered players, coaches, referees, ASA and member Directors, and Staff. Volunteers listed in member's records, and parent volunteers while supervising registered players at sanctioned games, practices, or events. Both indoor and outdoor seasons are covered.

Commercial General Liability

The coverage will pay on behalf of named insured (ASA), and the additional insureds, where applicable, all sums of money which the insureds shall become legally obligated to pay as compensatory damages for actual bodily injuries to participants, spectators, and other members of the public. This also includes property damage the insurer(s) shall become legally obligated to pay. The policy does not cover defense of criminal code charges.

If you, as an ASA Member, are served with a Court-originated statement of claim, you must contact the ASA Office immediately. Please fax this form to the ASA at 780-474-6300. The Insurers will then begin the process of defending you.

Activities Covered under the ASA CGL Policy

This consists of practices, games, tournaments, related training activities and related approved travel. These ALL must be ASA-sanctioned.

There are some valuable extensions to the CGL as well:

Full participant coverage

Sponsors, Government Departments, Municipalities added as Additional Insureds
Non-owned Automobile
Personal Injury (libel, slander, defamation)
Liquor law liability for sanctioned social events where requested (Annual awards ceremonies & wind-up banquets, it is available on a submission basis)
Directors and Officers coverage which protects all Directors and Officials for legal liability arising from an alleged or wrongful act in the performance of their duties as such.
Legal Expenses coverage that do not require compensatory funds (i.e. non-monetary based lawsuits.)

Limits of Liability:

$5,000,000 each occurrence and aggregate
$250,000 Tenants Legal Liability - all named & un-named locations
$1,000 Medical Expenses - per person, $10,000 per Accident
$5,000,000 Non-owed Automobile
$5,000,000 Directors & Officers (wrongful acts) Liability
A $1,000 Deductible applies

Sport Accident Insurance

If you are injured in a sanctioned game or practice, please fill out the Sport Accident Claim form within 30 days available on this website.

The Sport Accident Insurance Policy is in place to ensure that you are not out-of-pocket for medical expenses incurred through a soccer injury. These are injuries that result in the following losses within 365 days after the date of accident. Please note these amounts are above what would normally be covered by Alberta Health Care, and Private Health Care Plans. The policy does not cover lost wages from employment.

The limits under the Sport Accident Policy are:

Type of Coverage/ Sum Insured

Loss of Life up to $25,000
Permanent Loss / Disablement up to $50,000

For Loss of:

The Entire Sight of Both Eyes up to $50,000
Speech and Hearing in Both Ears up to $50,000
One Hand and the Entire Sight of One Eye up to $50,000
One Foot and the Entire Sight of One Eye up to $50,000
The Entire Sight of One Eye up to $33,250
Speech up to $33,250
Hearing in Both Ears up to $33,250
Hearing in One Ear up to $16,667
All Toes of One Foot up to $12,250

For Loss or Loss of Use of:

Both Hands up to $50,000
Both Feet up to $50,000
One Hand and One Foot up to $50,000
One Arm up to $37,500
One Leg up to $37,500
One Hand up to $33,250
One Foot up to $33,250
Thumb and Index Finger or at least 4 Fingers of One Hand up to $16,667

For Total Paralysis of:

Both Upper and Lower Limbs (Quadriplegia) up to $50,000
Both Lower Limbs (Paraplegia) up to $50,000
Upper and Lower Limbs of One Side of Body (Hemiplegia) up to $50,000

Prosthetic Devices up to $3,000

Blanket Accident Reimbursement up to $25,000
Rehabilitation up to $5,000
Tuition up to $5,000
Special Treatment Travel Expense up to $2,500
Out of Province Medical Accident (inside Canada) up to $10,000
Eyeglass, Contact Lens (resulting from injury) up to $200
Emergency Transportation up to $100
Blanket Dental (including 75% of Future expenses) up to $10,000
Dentures / Bridgework up to $2,500
Fractures up to $500
Babysitting up to $500
Youth Wage Loss up to $1,000
Repatriation Benefit up to $10,000
Family Transportation Benefit up to $10,000
Home Alteration and/or Vehicle Modification Benefit up to $10,000

Aggregate Limit Payable for any one Accident up to $2,000,000

Excess Travel Insurance (Mandatory Purchase)

This is now mandatory and covers all potential injuries on and off the field while outside of Canada. It is also excess of Alberta Health Care and private health care plans so it very important to ensure all members travelling have their health cards with them.

The rate for this coverage is $1.50 per member per day.

Type of Coverage/ Sum Insured

Emergency Dental up to $1,000
Out of Pocket Expenses (living exp., child care, misc.) up to $1,500
Family Transportation Expense up to $1,500
Return of Vehicle Expense up to $1,500
Return of Deceased Body up to $25,000
Aggregate Limit Payable for any one Accident up to $2,000,000

Please see http://www.sports-can.ca/sports.htm for further details on coverage.

Please note this is a general description of the coverages only and specific terms, conditions and exclusions will apply. Please contact the broker for any specific questions.

Contact Information

1. Insurance Broker: